Third Party Liability Insurance Cover

The Racing Club is a paid up member of the Racehorse Owners’ Association (ROA.)

The ROA members’ Public (Third Party) Liability insurance is arranged through Lycetts with the International Insurance Company of Hannover Limited per OIM Underwriting Limited, for the annual period commencing 1st January, 2012.

This liability policy provides indemnity where a member is found legally liable for injury or damage to a third party (this does not include family members or employees) or their property, caused by a ‘racehorse’ registered as the property of a member, in or out of training, but not retired.

This is essential third party liability to cover any injury (or damage) caused by the Club’s horses.